my country & E system

My point of discussion is the need of change in our Education system and how can we change it? I wish to make everyone understand that, to change any situation we need ….

1. to know where we stand today.

2. to analyze why are we like this & how we can change in the future.

3. to act pragmatically to achieve what we desire to be in the future.

Before moving onto the main subject, I’d like to discuss about the present state of politics, civil society, our educational system & their interdependency.

Now, I put forward my analysis below:

What is the relation between political system & civil society?

Political system is the one which is capable of controlling the other systems like judiciary, police, administration etc. Top of this political system is the civil system/society which must govern it and this is ensured to happen through the election process.

But the apathy here is that, the civil system/society which must be governing the political system is blindfolded about the role & responsibility bestowed on it.

Present situation

After 62 years of independence, 60 years of republic India.

We have many questions in our life like “what are we?”, “where are we?” and “why are we like this?” we answer these in criticism rather than giving solutions. As citizens of this nation we all are unhappy about the political, civil & the judiciary systems. Why do we have this dissatisfaction? To know this, first let’s look into the details of some the important systems that governs the country.

First: the Political system

What do we feel about our politics & politicians? That most of them are not worth to be the representatives of the people. Since they are corrupted, have criminal background & consider politics as an investment vote market (something like share market) which returns heavy profits to them after getting elected. Irrespective of all these, at the end of the day these are the individuals who finally get elected to the parliament. To be more precise its “we the people” who give them the power & courage to be so by electing them.

Analysis

Why are they elected by the voters in spite of knowing their true color & character? This happens because majority of voters lack knowledge about the actual power of their vote. They are also unaware about the consequences of selecting a wrong representative as they have minimal knowledge in evaluating a candidate. Most of the voting population is uneducated as citizens. Why are the people like this and how can we change them?

Second: the Civil system

It is the civil society and its behavior in different aspects of life. Civil society means, the ideology, behavior, practices & actions of people in their daily life. We all are unhappy about our civic life, about the hygienic conditions, adulteration, traffic sense, lazy & corrupted behavior of public servants & many more….

Analysis

As individuals & human beings we are not bad by nature. But why are we like this today? Because it’s our ignorance towards the basic responsibilities & moral ethics that one has to follow in every step of his life. How can we make people understand this? It’s very difficult to make such a huge population understand this. Then what is the solution to bring about this change ?????

All above, I was showing the real facts which are leading to the systems inefficiency. How can we change this? Can it be done by a single person alone? The answer is NO then what’s the solution? Change in a system can be brought by another system only.

I have a solution to bring change in the people & the future generations to come. And this is only possible through the “EDUCATION SYSTEM”. It is the only medium which can reach the millions in this country. It is the only primary system capable of shaping the thoughts of an individual. The points below emphasize “why education system is the only channel that can bring change?”

Before moving ahead lets also look into the present situation of our education system & try to understand the true meaning of education.

Our E system largely comprises of science & mathematics. And it is praised for its high technical values around the world. It is largely capable of producing excellent engineers, doctors, lawyers, etc. But forgot to produce a good citizen. This is a real shame on our E system.

We are more concerned about the marks that a student achieves in different subjects, but never think how many marks he/she can secure on social responsibility, morals & ethics.

We are proud to tell that a 5yr kid is capable of reciting 10^th table, but never bothered if he even knows a small moral story. Why is this so?

Let’s look at our education course/syllabus of primary & secondary education. Class I to X text books just teach you how to become a good engineer, doctor, lawyers etc. But no where you find the books teaching the rights & responsibilities of an individual towards his country in an effective way. And also you never find a place for moral ethics. One should remember that education must be at the over all development of the child

We may think why we need to teach people about their rights, responsibilities & ethics?

Yes, there is a need to make people enlighten about all these, since all the negative points that I have shown about our country(political system& civil system) is the result of our lack of knowledge on all the keys points/issues. Hence we “The People” who are indirectly responsible for current state of our country.

But when the same people come to know about their rights, responsibilities & ethics, they will start behaving as good citizens. When each Person turns to be a good Citizen it leads to the country’s prosperity.

Now the question is, “How can we produce good citizens?”

My focus is on young individuals because we all are aware that it’s possible to bend a plant & almost impossible to bend a tree. Here the plant is the future generations to come which can be easily molded & tree is the present generation which is stagnated with its thoughts and highly difficult to change.

Here I make a strong recommendation to include good citizen oriented syllabus at an extensive level in the primary education & slowly reduce it in the higher education. This type of education is needed in schools because kids spend most of their time & also learn most of the habits in school. Also repetitive teaching of good at younger age will develop good thoughts in kids to become a good citizen first & then good professionals.

Here teaching of “good” means making people understand about their constitutional rights, social responsibilities and moral ethics to be followed. This approach towards the education might have a negligible effect on the main technical oriented education. But this type of education will surely achieve an extra-ordinary change in the entire society in the coming years.

A clear example of this is our Indian civilization itself, which lasted for more than 3500 yrs just because of the good citizen oriented teachings.

We all should recollect that probably 30-40 ago we had a subject called moral sciences, which was taught in schools as a part of curriculum at primary level. The reason for teaching such subjects at foundation level is to maintain good will at the base of society. Now present generation doesn’t even know that such a subject was ever taught in schools.

I strongly feel that good thoughts implemented as righteous actions make a nation more prosperous than anything else.

Before I conclude I like to emphasize on the following:

Let us enlighten the educated people to know their responsibilities & the uneducated about their rights.

Lets us stop teaching only about how to make a living & let us start teaching about life.

Change in society comes in 2 ways one as revolution & second is HABITUAL.

Please feel free to comment on this article.

THE RECESSION DRAMA

In the whole discussion below we will be looking into the reasons of the American recession. Before knowing the reasons we need to understand some basic concepts of economy & world trade. The whole presentation is in simple terms so that the essence of the issue is understood better.

What is economy?

Economy in general terms is nothing but the whole money being present in a nation,

Irrespective of who holds the money. In an economy the most of the money is hold by the banks. It may be in only one bank as large quantity or in many banks as small quantities.

How does trade happen between countries?

Again trade in general terms is nothing but exchange of goods between countries, it’s not through exchange of pure currencies notes (as we do in our daily life). One country produces a particular item & sells it in the international market. And the country which buys the item in return pays back through selling its product to the other country. The quantity of goods exchanged between the countries depends on the value of the goods exchanged.

Reason given for the recession by the American govt:

i. Sub-prime crisis

We will look into what exactly the sub-prime crisis is all about.

It is the crisis caused due to the people defaulting (not paying back) on the loans which they have taken from the bank. As per business standards these are the people who are not eligible for loans. The bank losses money from its account, since these sub-standard people didn’t pay back to the bank. So the loss incurred by that bank is called as sub-prime crisis

Note: Here we need to remember that money is only lost by the bank. But not by the market or economy. Because the money is not vanished from the bank but it has just been transferred from one bank to the other.

Let’s look into the detail of the micro-economics that goes into housing loans.

Looking at the diagram given below. We can understand where exactly the money is generated for the end buyer to get a housing loan. It is the people around the world who do the basic investment for entire money in the housing loans. These people investment in Provident funds, Mutual funds & Insurance companies around the world. These funds are then diverted to the Investment Banks. In turn to Large Banks & then to the Small Banks (At each level each entity will add their share of profit %). At the end this liquid cash will be handed over to the end buyer who tries to avail a housing loan.

Then with this money (liquid cash) he buys a house. So the money is now transferred to the builder & material supplier from the buyer. Here we need to know that the money is just transferred into the builder’s & material supplier’s account. The money is still in the market. It has not vanished.

Let’s see what a builder & material supplier does with this money, they have to buy raw materials from other sources for the house construction. So here the money is spent in the same American market, since most of the raw materials required for the house construction are produced within America.

Now, if you look here we can clearly understand that the money is not lost by the market or economy, but just transformed into the houses & consolidated with builders & material suppliers. So this tells us that money is still within the American economy. It never lost it. It just makes you feel it’s lost.

We may have a question then why are so many jobs lost? Here, only the banking sector is affected in sense of liquid cash. Its liquid cash is now turned into physical assets (because of buyer defaulting the house is bought under the bank now). Due to lack of liquid cash in hands the banks are not able to pay the salaries to the employees & investors back (most of the investors are from “rest of the world”). So because of this banking sector jobs must be affected not the other sector jobs. Others sectors must not be affected because the money that is transformed into physical assets is not so large when compared to the entire economy. Just for the sake of making things look big they are restricting the flow of liquid cash in the market.

More over it’s within the American economy so I guess American economists are capable enough to normalize this crisis. But they are not doing it for some other possible reason which we will be discussing now. This sub-prime crisis reason which they give us is not true as they show it to the world. The true possible reason is THE AMERICAN DEBT TO CHINA.

To understand this you need to understand the how trade happen between countries. For this I have given briefing at the start of the summary. American govt vows a huge amount of money to the Chinese govt, since many (or almost) of the American products are made in china by using there manual labour, natural resources. In turn for these services the American govt has to pay back to Chinese govt, but fortunately the Chinese govt doesn’t buy any American products. So the payback doesn’t happen & American govt is debt to Chinese govt.

Then how does the American govt pay or Chinese govt get its money?

For this the international agreement is that if a country is not able to payback another country then the credited country can demand gold from the debited country or else the sovereignty of the debited country is lost. So the American govt may loose its sovereignty if it doesn’t payback to Chinese govt.

You may have a question saying, why the Chinese govt doesn’t buy American products?

The Chinese govt knows that the American products are worth (cost of production) of 1$ but sold to the world at 10$ dollars. And the Chinese want to save the 9$ dollars by not buying them.

And why doesn’t the American govt pay to Chinese govt?

Since the American govt cannot payback to Chinese govt through their products or services, it’s really tough for a govt to pay in terms of gold. As the gold volume is reduced the country’s value in the international market is reduced.

At this point of time the American govt got a brilliant idea of escaping the payback to the Chinese. And it is possible only by saying that the American economy is in shamble. And say that there is no money with America.

Because of this the Chinese govt is forced to buy the American products (i.e. to open the Chinese markets for American products). By achieving this American govt can payback Chinese govt only 1$ for 10$ dollars, by selling their products.

All the above discussion is one side analysis of the present situation. This discussion is not for pointing out anyone/nation but just looking at the international political & economical strategy played by the nations.

At last let’s wait and see what the American govt will finally do, declare a financial aid to the market. But no one should ask from where the money came all of a sudden, which was given an illusion as lost?